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Benefits of Owning a Home

Are you thinking of buying your first home? You’re not alone, home sales in the Austin area have climbed year after year and 2018 looks like another good year for real estate.  Owning a home is not an easy decision to make. After all, when you rent from someone else,...

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Should You Refinance Your Mortgage?

Why refinance? Well, for starters, you can obtain a lower interest rate by choosing a program at a better rate than you currently have. You can lower your payment by stretching out your current balance over a new 30-year term. This means it will take longer for you to...

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The Secret to Buying a Home with Bad Credit

What is bad credit? Ask a hundred lenders and you’re bound to get a hundred different answers. The truth is: you have dozens of credit scores, and they vary depending on the credit bureau and scoring model. It’s your FICO score, however, that really matters; 90% of...

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How Leasing a Car Affects Your Chances of Owning a Home

Before applying for a mortgage loan, prospective borrowers will often pay down debts or pay off existing loans to increase their odds of approval. Usually, this process is a no-brainer, but there’s one type of financing that could act against those efforts: a car...

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5 Tips to Get Approved for a Mortgage Loan

Keep Track of Your Credit Score Credit scores and credit activity play a key role on mortgage approvals. Most lenders require a minimum credit score of 680 (620 for FHA mortgage loans) ñ and if your score falls below 680, lenders can deny your request for a...

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TERA GILBERT - SENIOR MORTGAGE CONSULTANT, SOUTH TEXAS REGIONAL MANAGER

NMLS# 543330

1801 S. MoPac Expressway, Suite 212, Austin, TX 78746   |   P: 512-828-6420   |   F: 484-539-1170
Disclaimer: © 2018 All Rights Reserved. This communication does not constitute a commitment to lend or the guarantee of a specified interest rate.  All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.

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