Meet Your Lending Partner
I am a native Texan and mother of two. I started my career in the mortgage business 15 years ago when I was a first time home buyer. I was frustrated with the level of service I received during my own transaction and thought I could do better. My business philosophy is simple—to educate my clients and provide accurate, up to date information needed in order to make the proper loan decision. I don’t tell my clients what to do; I provide them with the tools they need in order to find the program that best suits their requirements and counsel them along the way.
Even though the mortgage industry may appear commoditized to the general borrowing public, in fact each scenario is unique in its own way. From providing a path for first time home ownership to the mortgage-savvy investor, my talents present value far beyond a simple rate quote.
In my many years in the mortgage industry I have been a processor, underwriter, branch manager, wholesale account executive and a residential mortgage consultant. Using my unique and wide range of experience, my mission is to guide you through the entire process so that you feel confident as you make choices about the many options available for your financial strategy.
It means I know not just how to document and process a loan application but how to structure the loan to maximize a loan approval. Knowing the entire loan approval process means faster approvals along with the advance knowledge that your loan can be approved. My dedicated team stands ready to assist each and every step of the way.
TERA GILBERT - SENIOR MORTGAGE CONSULTANT