Texas property owners pay billions of dollars a year in property taxes. Texas does not have a state income tax so property taxes support local government services like police, fire departments and schools. The amount of property taxes you pay is determined by two numbers: Value x Rate = total
Mortgage News, Updates, Tips, and Other Helpful Articles
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Finding a mortgage lender in Texas can feel like a full-time job. There are forms to fill out, deadlines to hit, and just enough confusing terms to make you second-guess everything. But when you work with someone who actually explains things, moves quickly, and treats you like a person instead
Buying your first home in Texas can feel like trying to find your way through a corn maze at night. There are papers to sign, deadlines to meet, and a whole lot of mortgage jargon that sounds more confusing than helpful. But here is the good news. Loan process enhancements
When you start searching for loan programs in Texas, the sheer number of options can feel like someone tossed a thousand puzzle pieces on the table without the picture on the box. Whether you’re dreaming about your first home in Austin, refinancing your bungalow in Houston, or investing in a
Forbearance is a process whereby homeowners are allowed to have their monthly mortgage payments suspended. This new term has come to the forefront for many due to the number of those who have been unemployed or otherwise facing a furlough from their employer. More than 3.5 million mortgage borrowers had
A credit inquiry is logged when someone, either an individual or a business, requests the credit history from one of the three main credit repositories of Equifax, Experian and TransUnion. Credit inquiries are also play a part when calculating a credit score. But there can be concerns when there are
The Annual Percentage Rate, or APR, is often the most misunderstood number consumers see when applying for a mortgage. Even though consumers are provided mounds of documentation explaining various processes, closing costs and cash-to-close requirements, it seems the APR is the number that causes more head-scratching than others. Too often,
Our Hamilton for Heroes mortgage program is not only for active and retired Military and Veterans. These benefits are now available to active Police Officers, Firefighters and Emergency Medical Technicians (EMTs).
VA home loans are one of the best benefits available to veterans. The program allows honorably discharged veterans to buy a house without a down payment. But now the program is about to get even better. A new law expanding VA disability benefits to more veterans who were exposed to
Most families will go above and beyond the call of duty to help each other out. But have you ever heard of a relative selling a home to another relative with no down payment? It happens; it happens all the time. The down payment comes in the form of a