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Gift of Equity Conventional Loan

Most families will go above and beyond the call of duty to help each other out. But have you ever heard of a relative selling a home to another relative with no down payment? It happens; it happens all the time. The down payment comes in the form of a gift of equity,...

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The Cost of Waiting

This spreadsheet breaks down the cost of waiting for the perfect interest rate, with 20% down on a $350,000 property. Essentially, when all the variables are added up, waiting one year will cost you $25,321, while waiting two years will cost you $52,111. So what are...

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You Could Be Eligible for a VA or FHA Loan

Conventional loans make for the bulk of the loan origination pipeline, yet two stalwarts that are not considered conventional still provide a stellar product for those who qualify—VA and FHA mortgages. In Austin and surrounding areas, the FHA loan limit is $389,850,...

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TERA GILBERT - SENIOR MORTGAGE CONSULTANT

NMLS# 543330

1801 S. MoPac Expressway, Suite 212, Austin, TX 78746   |   P: 512-828-6420   |   F: 512-956-4751
Disclaimer: © 2018 All Rights Reserved. This communication does not constitute a commitment to lend or the guarantee of a specified interest rate.  All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.

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