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US Bank Mortgage Loan Officer in Austin
Should You Apply for Forbearance on Your Home Loan?
Forbearance is a process whereby homeowners are allowed to have their monthly mortgage payments suspended. This new term has come to the forefront for many due to the number of those who have been unemployed or otherwise facing a furlough from their employer. More...
Credit Inquiries: Whey They Matter, When They Don’t
A credit inquiry is logged when someone, either an individual or a business, requests the credit history from one of the three main credit repositories of Equifax, Experian and TransUnion. Credit inquiries are also play a part when calculating a credit score. But...
This is the Most Misunderstood Number in the Mortgage Business
The Annual Percentage Rate, or APR, is often the most misunderstood number consumers see when applying for a mortgage. Even though consumers are provided mounds of documentation explaining various processes, closing costs and cash-to-close requirements, it seems the...
Fed Cuts Rates for First Time in Nearly 10 Years And That’s Good News For You
What does a healthy economy mean? You guessed it—lower interest rates on home loans.
Hamilton for Heroes: Now Available to Help Even MORE Heroes!
Our Hamilton for Heroes mortgage program is not only for active and retired Military and Veterans. These benefits are now available to active Police Officers, Firefighters and Emergency Medical Technicians (EMTs).
New Law Allows You to Get a Bigger VA Home Loan Without a Down Payment
VA home loans are one of the best benefits available to veterans. The program allows honorably discharged veterans to buy a house without a down payment. But now the program is about to get even better. A new law expanding VA disability benefits to more veterans who...
Gift of Equity Conventional Loan
Most families will go above and beyond the call of duty to help each other out. But have you ever heard of a relative selling a home to another relative with no down payment? It happens; it happens all the time. The down payment comes in the form of a gift of equity,...
The Most Lucrative Investment for Austin Residents
here’s a tremendous opportunity right now to become a real estate investor here in the Austin area, and it’s much easier than you might think.
TERA GILBERT - Texas US Bank Mortgage Loan Officer
NMLS# 543330
