
Let Tera and Her Team Guide into Owning Your First Home
We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with very little down and we will work to ensure the loan payments meet your unique needs.
Loan Programs for First-Time Home Buyers:
FHA Loan
Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!
Conventional Loan
Low down payment programs with as little as 3% down. Down Payment Assistance Programs available as well for qualified borrowers.
VA Loan
An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI.
Not sure which program is right for you? Contact us today! Tera and her team can get you pre-qualified and find you the loan that meets your needs.
Working with Tera
- We put YOU first.
- We offer some of the most competitive rates in the Nation!
- Fast and efficient, we close most of our loans in 30 days or less.
- We offer a variety of loans. We can find the loan that is right for you.

TERA GILBERT - Texas US Bank Mortgage Loan Officer
NMLS# 543330
