Texas property owners pay billions of dollars a year in property taxes. Texas does not have a state income tax so property taxes support local government services like police, fire departments and schools. The amount of property taxes you pay is determined by two numbers: Value x Rate = total
mortgage loans
25 posts
Finding a mortgage lender in Texas can feel like a full-time job. There are forms to fill out, deadlines to hit, and just enough confusing terms to make you second-guess everything. But when you work with someone who actually explains things, moves quickly, and treats you like a person instead
Buying your first home in Texas can feel like trying to find your way through a corn maze at night. There are papers to sign, deadlines to meet, and a whole lot of mortgage jargon that sounds more confusing than helpful. But here is the good news. Loan process enhancements
A credit inquiry is logged when someone, either an individual or a business, requests the credit history from one of the three main credit repositories of Equifax, Experian and TransUnion. Credit inquiries are also play a part when calculating a credit score. But there can be concerns when there are
The Annual Percentage Rate, or APR, is often the most misunderstood number consumers see when applying for a mortgage. Even though consumers are provided mounds of documentation explaining various processes, closing costs and cash-to-close requirements, it seems the APR is the number that causes more head-scratching than others. Too often,
Our Hamilton for Heroes mortgage program is not only for active and retired Military and Veterans. These benefits are now available to active Police Officers, Firefighters and Emergency Medical Technicians (EMTs).
VA home loans are one of the best benefits available to veterans. The program allows honorably discharged veterans to buy a house without a down payment. But now the program is about to get even better. A new law expanding VA disability benefits to more veterans who were exposed to
Most families will go above and beyond the call of duty to help each other out. But have you ever heard of a relative selling a home to another relative with no down payment? It happens; it happens all the time. The down payment comes in the form of a
here’s a tremendous opportunity right now to become a real estate investor here in the Austin area, and it’s much easier than you might think.
For parents who have the financial resources to purchase a home for their college-bound child or their senior aged parents, this is a fantastic Freddie Mac program that allows people to invest in a real estate asset, instead of pouring money away in a rental agreement.
This spreadsheet breaks down the cost of waiting for the perfect interest rate, with 20% down on a $350,000 property. Essentially, when all the variables are added up, waiting one year will cost you $25,321, while waiting two years will cost you $52,111. So what are you waiting for? If