Effective as of 2025-07-01
By accessing or using this website, you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, you should not use this site or engage in communication through it.
These Terms apply to all visitors, users, and others who access the website, request information, or communicate with Tera Gilbert.
Use of This Website
The content on this site is provided for general informational purposes only. It is not intended to serve as financial, legal, or mortgage advice and should not be relied upon as such. You are encouraged to consult directly with a licensed mortgage professional for advice tailored to your specific situation.
You agree not to use this site for any unlawful purpose, to solicit others to perform or participate in unlawful acts, or to violate any applicable laws or regulations.
No Guarantee or Commitment
Nothing on this site constitutes a promise to lend, an offer to extend credit, or a guarantee of specific rates or loan terms. All loan programs are subject to credit approval, underwriting guidelines, and property eligibility. Programs, rates, fees, and terms may change without notice. Additional restrictions may apply.
Accuracy of Information
While efforts are made to keep the information on this site current and accurate, Tera Gilbert does not warrant or guarantee the accuracy, completeness, or reliability of any information presented. You are responsible for verifying the accuracy of any details before relying on them.
Intellectual Property
All content on this website, including but not limited to text, images, graphics, logos, downloads, and layout design, is the intellectual property of Tera Gilbert unless otherwise stated. You may not copy, reproduce, distribute, or exploit any part of this site for commercial purposes without express written permission.
Third-Party Links
This site may contain links to third-party websites. These links are provided for convenience only. Tera Gilbert does not endorse or take responsibility for the content, policies, or practices of any third-party site.
Limitation of Liability
To the fullest extent permitted by law, Tera Gilbert shall not be held liable for any loss or damage arising from your use of this website or reliance on its content. This includes direct, indirect, incidental, consequential, or punitive damages.
Communication Disclaimer
By submitting your information through this site, you consent to be contacted regarding your inquiry. This may include phone calls, emails, or text messages related to services you have requested. Standard message and data rates may apply.
Communications through this site do not establish a formal client or advisor relationship unless and until a formal agreement is entered into.
Privacy
Your use of this website is also governed by the Privacy Policy, which outlines how personal information is collected, used, and protected.
Governing Law
These Terms and Conditions are governed by the laws of the State of Texas, without regard to its conflict of laws principles. Any legal disputes must be filed in the appropriate state or federal courts located in Texas.
Changes to These Terms
Tera Gilbert reserves the right to update or change these Terms and Conditions at any time. Any changes will be posted to this page and will become effective immediately upon posting.
Contact
If you have any questions about these Terms and Conditions, please contact:
Tera Gilbert
Mortgage Advisor and Planning Partner
loans@teragilbert.com
(512) 828-6420
www.teragilbert.com